Free HUD Approved First Time Homebuyer Workshop

HOMEBUYER EDUCATION WORKSHOP – 8-HOUR CERTIFICATION COURSE Ready to stop renting and start building wealth through homeownership? Join us for a comprehensive 8-Hour HUD-Approved Homebuyer Education Course designed to guide you step-by-step through the entire homebuying process. This workshop is perfect for first-time buyers and anyone planning to purchase using down payment assistance programs or grants. 🎓 CERTIFICATION INCLUDED All attendees who complete the full 8-hour course and meet with a HUD-certified housing counselor will receive a Homebuyer Education Certificate. This certificate is: * Required by most lenders * Required for many Down Payment Assistance (DPA) programs * Required for many homebuyer grants This certification can be the key to unlocking thousands of dollars in assistance. WHAT YOU WILL LEARN PILLAR 1: FINANCIAL READINESS & CREDIT STRATEGY Speaker: Credit & Financial Expert * Understanding your credit score and how it impacts approval * How to improve your credit before applying * Debt-to-income ratio explained * Budgeting for homeownership * Preparing your finances the right way PILLAR 2: MORTGAGE & LOAN OPTIONS Speaker: Licensed Mortgage Professional * FHA vs. Conventional loans * Down Payment Assistance programs * First-time homebuyer grants * Interest rates and how they work * Pre-approval vs. pre-qualification * What lenders are really looking for PILLAR 3: THE HOMEBUYING PROCESS STEP-BY-STEP Speaker: Licensed Realtor * From pre-approval to closing day * How to make a strong offer * Understanding contracts and contingencies * Home inspections and appraisals * Negotiation strategies * What happens at closing PILLAR 4: PROTECTING YOUR INVESTMENT Speaker: Industry Professional (Title/Insurance/Inspector) * Title process explained * Home inspections and why they matter * Homeowners insurance basics * Avoiding common first-time buyer mistakes WHY ATTEND? * Learn how to buy with confidence * Discover how to access down payment assistance * Avoid costly mistakes * Get your required 8-hour certification * Build a plan toward homeownership This workshop is not just information — it’s preparation for ownership. Seats are limited. Register today and take the first step toward owning your home.